How to Sell a Car That You Are Financing

Check Loan Payoff Amount – Contact your lender to find out how much you owe.

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Know Your Car’s Value – Compare market prices to set a fair selling price.

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Pay Off the Loan First (If Possible) – Selling is easier if you clear the loan before transferring ownership.

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Sell to a Private Buyer – They pay the lender directly or go with you to close the loan.

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Trade It In at a Dealership – Dealers handle the loan payoff, but offers may be lower.

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Use an Escrow Service – Ensures a secure transaction when selling with an outstanding loan.

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Transfer Ownership Correctly – Work with the lender and buyer to handle paperwork properly.

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