Does Car Insurance Cover Repairs?

Depends on Your Policy – Basic insurance covers accidents, but not wear and tear.

Collision Covers Accident Damage – If you crash, collision insurance helps pay for repairs.

Comprehensive Covers Non-Accident Damage – Covers theft, fire, floods, and falling objects.

Mechanical Repairs Aren’t Covered – Regular maintenance and breakdowns aren’t included.

Extended Warranties Can Help – Some warranties cover repairs that insurance doesn’t.

Check Your Deductible – You may need to pay part of the repair cost before insurance kicks in.

Always Read Your Policy – Every plan is different, so check what’s covered.