Can I Sell My Financed Car Back to the Dealership?

– Yes, You Can – Dealerships often accept financed cars for trade-in or direct sale.

– Get Your Payoff Amount – Contact your lender to know how much you owe before selling.

– Dealer Pays the Lender – The dealership will handle the loan payoff as part of the transaction.

– Equity Matters – If your car is worth more than the loan, you keep the difference (positive equity).

– Negative Equity Is Rolled Over – If you owe more than the car's value, the balance may be added to a new loan.

– Bring Loan Info & Paperwork – You'll need your loan details, ID, and car documents to finalize the sale.

Good for Quick Sale – Selling to a dealer is fast, though you might get less than a private sale.