How Does PayPal Credit Work?

Digital Credit Line – PayPal Credit is a virtual credit line for online purchases.

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Quick Approval – Apply through PayPal and get an instant decision if eligible.

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No Interest on Some Purchases – Purchases over a certain amount may have interest-free periods if paid on time.

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Flexible Payments – Pay monthly with minimum payments, but paying in full avoids interest.

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High Interest If Unpaid – If you don’t pay in full, interest charges can be high.

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Accepted Where PayPal Is Used – Use it at online stores that accept PayPal.

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Check Terms Before Using – Review fees, interest rates, and promotional offers to avoid extra costs.

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